Type
Rate

New Cars

6.45%

Used Cars

7.45%

Fixed Car Loan Rates

Type
Term
Rate
New Cars
1 year
6.55%
2 year
7.50%
3 year
8.00%
Used Cars
1 year
7.95%
2 year
8.70%
3 year
9.70%

Personal Loans Variable

Type
Rate

General (any purpose)

7.25% ‒ 10.70%

Consolidation (variable only)

12.20%

Fully Secured by Savings

5.95%

Fully Secured Other

(to be determined upon application minimum of 7.25%)

RRSP Catch Up Loan

Variable Rate: 6.50%
Fixed Rate: 7.50%

Personal Line of Credit

Type
Rate

RRSP Line of Credit

5.95% (if RRSP deposit here)

Christmas Line of Credit

6.70% September to January

Student Line of Credit

6.65%

Home Improvement LOC

6.95%

Unsecured Line of Credit

11.95%

Secured Line of Credit

5.95% ‒ 10.70%

Unauthorized Overdrafts

19.95%

Personal Loans Fixed

Type
Term
Rate
General (any purpose)
1 year
8.00% ‒ 10.45%
2 year
8.00% ‒ 10.45%
3 year
8.00% ‒ 11.20%

Residential Mortgages

Type
Term
Rate
First Mortgage
1 year closed
6.15%
2 year closed
5.99%
3 year closed
5.10%
5 year closed
4.99%
1 year open
9.00%
Second Mortgage
1 year closed
7.15%
2 year closed
6.99%
3 year closed
6.10%
5 year closed
5.99%
I year open
10.00%

Flex-Line Home Equity Line of Credit

Type
Rate

First Mortgage

5.95%

Second Mortgage

6.95%