Variable Car Loan Rates

Type
Rate

New Cars

6.95%

Used Cars

7.95%

Fixed Car Loan Rates

Type
Term
Rate
New Cars
1 year
6.55%
2 year
7.50%
3 year
8.00%
Used Cars
1 year
7.95%
2 year
8.70%
3 year
9.70%

Personal Loans Variable

Type
Rate

General (any purpose)

7.75% ‒ 10.70%

Consolidation (variable only)

12.20%

Fully Secured by Savings

6.45%

Fully Secured Other

(to be determined upon application minimum of 7.75%)

RRSP Catch Up Loan

Variable Rate: 7.00%
Fixed Rate: 8.00%

Personal Line of Credit

Type
Rate

RRSP Line of Credit

6.45% (if RRSP deposit here)

Christmas Line of Credit

7.20% September to January

Student Line of Credit

7.15%

Home Improvement LOC

7.45%

Unsecured Line of Credit

11.95%

Secured Line of Credit

6.45% ‒ 10.70%

Unauthorized Overdrafts

19.95%

Personal Loans Fixed

Type
Term
Rate
General (any purpose)
1 year
8.00% ‒ 10.45%
2 year
8.00% ‒ 10.45%
3 year
8.00% ‒ 11.20%

Residential Mortgages

Type
Term
Rate
First Mortgage
1 year closed
6.99%
2 year closed
6.74%
3 year closed
5.99%
5 year closed
5.15%
1 year open
9.00%
Second Mortgage
1 year closed
7.99%
2 year closed
7.74%
3 year closed
7.25%
5 year closed
6.25%
I year open
10.00%

Flex-Line Home Equity Line of Credit

Type
Rate

First Mortgage

6.45%

Second Mortgage

7.45%