Variable Car Loan Rates

Type
Rate

New Cars

7.00%

Used Cars

8.00%

Fixed Car Loan Rates

Type
Term
Rate
New Cars
1 year
6.80%
2 year
7.55%
3 year
8.05%
Used Cars
1 year
8.00%
2 year
8.75%
3 year
9.75%

Personal Loans Variable

Type
Rate

General (any purpose)

8.00% ‒ 10.70%

Consolidation (variable only)

12.20%

Fully Secured by Savings

6.70%

Fully Secured Other

(to be determined upon application minimum of 7.75%)

RRSP Catch Up Loan

Variable Rate: 6.90%
Fixed Rate: 8.00%

Personal Line of Credit

Type
Rate

RRSP Line of Credit

6.70% (if RRSP deposit here)

Christmas Line of Credit

7.25% September to January

Student Line of Credit

7.20%

Home Improvement LOC

7.70%

Unsecured Line of Credit

11.95%

Secured Line of Credit

6.70% ‒ 10.70%

Unauthorized Overdrafts

19.75%

Personal Loans Fixed

Type
Term
Rate
General (any purpose)
1 year
8.00% ‒ 10.45%
2 year
8.00% ‒ 10.45%
3 year
8.00% ‒ 11.20%

Residential Mortgages

Type
Term
Rate
First Mortgage
1 year closed
6.25%
2 year closed
5.85%
3 year closed
5.80%
5 year closed
5.75%
1 year open
9.00%
Second Mortgage
1 year closed
7.25%
2 year closed
6.85%
3 year closed
6.80%
5 year closed
6.99%
I year open
10.00%

Flex-Line Home Equity Line of Credit

Type
Rate

First Mortgage

6.70%

Second Mortgage

7.70%