Type
Rate

New Cars

5.20%

Used Cars

6.20%

Fixed Car Loan Rates

Type
Term
Rate
New Cars
1 year
5.30%
2 year
6.40%
3 year
6.70%
Used Cars
1 year
6.85%
2 year
7.60%
3 year
8.60%

Personal Loans Variable

Type
Rate

General (any purpose)

6.00% ‒ 10.70%

Consolidation (variable only)

11.70%

Fully Secured by Savings

4.70%

Fully Secured Other

(to be determined upon application minimum of 7.25%)

RRSP Catch Up Loan

Variable Rate: 5.25%
Fixed Rate: 6.20%

Personal Line of Credit

Type
Rate

RRSP Line of Credit

4.70% (if RRSP deposit here)

Christmas Line of Credit

5.45% September to January

Student Line of Credit

5.40%

Home Improvement LOC

5.70%

Unsecured Line of Credit

11.45%

Secured Line of Credit

4.70% ‒ 10.70%

Unauthorized Overdrafts

19.95%

Personal Loans Fixed

Type
Term
Rate
General (any purpose)
1 year
7.50% ‒ 10.45%
2 year
7.50% ‒ 10.45%
3 year
7.50% ‒ 11.20%

Residential Mortgages

Type
Term
Rate
First Mortgage
1 year closed
5.99%
2 year closed
5.49%
3 year closed
4.35%
5 year closed
4.59%
1 year open
9.00%
Second Mortgage
1 year closed
6.99%
2 year closed
6.49%
3 year closed
5.35%
5 year closed
5.59%
I year open
10.00%

Flex-Line Home Equity Line of Credit

Type
Rate

First Mortgage

4.70%

Second Mortgage

5.70%