Variable Car Loan Rates

Type
Rate

New Cars

6.75%

Used Cars

7.75%

Fixed Car Loan Rates

Type
Term
Rate
New Cars
1 year
6.50%
2 year
7.25%
3 year
7.75%
Used Cars
1 year
7.95%
2 year
8.75%
3 year
9.75%

Personal Loans Variable

Type
Rate

General (any purpose)

7.70% ‒ 10.70%

Consolidation (variable only)

11.20%

Fully Secured by Savings

6.45%

Fully Secured Other

(to be determined upon application minimum of 7.45%)

RRSP Catch Up Loan

Variable Rate: 6.30%
Fixed Rate: 7.55%

Personal Line of Credit

Type
Rate

RRSP Line of Credit

6.30% (if RRSP deposit here)

Christmas Line of Credit

7.25% September to January

Student Line of Credit

6.75%

Home Improvement LOC

7.45%

Unsecured Line of Credit

11.70%

Secured Line of Credit

6.45% ‒ 10.70%

Unauthorized Overdrafts

19.75%

Personal Loans Fixed

Type
Term
Rate
General (any purpose)
1 year
6.45% ‒ 10.45%
2 year
6.70% ‒ 10.45%
3 year
6.95% ‒ 11.20%

Residential Mortgages

Type
Term
Rate
First Mortgage
1 year closed
5.60%
2 year closed
5.45%
3 year closed
5.55%
5 year closed
5.65%
1 year open
8.00%
Second Mortgage
1 year closed
6.60%
2 year closed
7.30%
3 year closed
7.50%
5 year closed
7.70%
I year open
9.00%

Flex-Line Home Equity Line of Credit

Type
Rate

First Mortgage

6.45%

Second Mortgage

7.45%