About Us

GHCUWe’re Only Good When You Are.

Sure, we’re proud of the fact that our 7,500 members have entrusted us with their money and that we are community based right here in Hamilton.

But impressive numbers are never our sole focus. Golden Horseshoe is about helping each of our members get to a good place with their finances, while improving the place we call home.

We are committed to the Co-operative Principles of the International Co-operative Alliance.

Golden Horseshoe Credit Union has over 50 years of caring member service. Our roots are in the steel industry – helping ArcelorMittal employees and their families reach their financial goals.

We know that there is strength in membership. This is demonstrated every day through our Mission Statement:

Build enduring relationships with the members and ensure that we provide competitive
high-quality financial products and services that meet members’ financial needs, and
help all stakeholders achieve financial wellness at every stage of their life.

Golden Horseshoe Credit Union is a special organization where people belong and achieve
financial wellness and peace of mind.

The following values, arrived at by the Board of Directors and Management, represent the
behaviours, beliefs and culture of the Credit Union that guide the development of strategies, tactics and business plan.

  • Respect
Commitment to Quality
  • Progressive
  • Openness
  • Honesty
  • Trust


If you live or work in Ontario, you can become a member of Golden Horseshoe Credit Union. The process is simple and requires an initial visit to one of our branches.

Sharing our profits

You can enjoy a payroll deposit account to help you build ongoing savings, or get a car loan when the time comes.

But did you know that at Golden Horseshoe, we have all of the services and products that you can rely on for all of your financial needs?

And because a credit union is owned by you, our members, you have a share in the credit union (Member Shares). We also share our profits with you through our profit sharing program.