The credit union offers full-service chequing accounts for your everyday financial needs.

Some of the features include:

  • cheque writing
  • automatic withdrawals and deposits

You can save on monthly transaction fees and personal cheques by signing up for our affordable chequing package.

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Chequing Account Fees

As of Jan 1, 2023
Fee Type
Regular Chequing Account
Chequing Package Plan
Monthly Package Plan
n/a
$8.00
Cheque Writing & EFTs (electronic fund transfers)
$.70
Free - unlimited transactions
Golden Horseshoe Credit Union ATM
Free - unlimited transactions
Free - unlimited transactions
Other Institutions ATMs - Interac
$1.55
Free - unlimited transactions
U.S or International ATMs
$3.05
Free - unlimited transactions
Direct Payment (P.O.S)
$.80
Free - unlimited transactions
E-transfer
$1.50
$1.50
Bill Payment - Counter
$1.75 per bill
Free - unlimited transactions
Bill Payment - Online
$0.75
Free - unlimited transactions
Stop Payments
$10.00
Free - unlimited transactions
Certified Cheques
$10.00
Free - unlimited transactions
NSF Cheques / Pre-authorized Payments
$50.00
$50.00
Transfers to cover Overdraft if done by the Credit Union
$7.00
$7.00
Telephone Transfers
$5.00
Free - unlimited transactions
Personalized Cheques
at cost
50 Free per year
Unauthorized Overdraft & over limit on Line of Credit or over draft
$25.00
$25.00

Note: To qualify for the Golden Age Package Plan a member must be: 1) 60 years of age  2) Primary member on joint accounts other than with spouse