Let us help you bridge your financial gap.

GHCU offers personal loans for a variety of different purposes. Whether you want to refinance credit card debt, purchase a new car, take a family vacation, or pay for school — we’re here to help.

We offer a a variety of loan lengths, payment options, and rates.

Personal Loans Fixed

Type
Term
Rate
General (any purpose)
1 year
6.45% ‒ 10.45%
2 year
6.70% ‒ 10.45%
3 year
6.95% ‒ 11.20%

Personal Line of Credit

Type
Rate

RRSP Line of Credit

6.30% (if RRSP deposit here)

Christmas Line of Credit

7.25% September to January

Student Line of Credit

6.75%

Home Improvement LOC

7.45%

Unsecured Line of Credit

11.70%

Secured Line of Credit

6.45% ‒ 10.70%

Unauthorized Overdrafts

19.75%

Personal Loans Variable

Type
Rate

General (any purpose)

7.70% ‒ 10.70%

Consolidation (variable only)

11.20%

Fully Secured by Savings

6.45%

Fully Secured Other

(to be determined upon application minimum of 7.45%)

RRSP Catch Up Loan

Variable Rate: 6.30%
Fixed Rate: 7.55%