At your request we can convert your existing savings account to our Golden Age Savings Account to earn a higher yield on your deposits while maintaining access to your funds.
At Golden Horseshoe Credit Union, we want you to enjoy your ‘golden years’. When you turn 60 you qualify for our Golden Age Package Plan* The benefits included in the Golden Age Package plan are:
* based on primary account holder or joint account holding spouse attaining the age of 60.
* you may still be charged from the financial institution who operates the ATM. You will not be charged by Golden Horseshoe Credit Union.
Factor |
Rate |
|---|---|
|
Interest is paid quarterly: March, June, September, and December |
0.15% |
Fee Type |
Golden Age Package Plan |
|---|---|
|
Monthly Package Plan |
Free for 60+ |
|
Cheque Writing & EFTs |
Free – unlimited transactions |
|
Golden Horseshoe Credit Union ATM |
Free – unlimited transactions |
|
Other Institutions ATMs – Interac |
Free – unlimited transactions |
|
U.S. or International ATMs |
Free – unlimited transactions |
|
Direct Payment |
Free – unlimited transactions |
|
E-transfer |
$1.50 |
|
Bill Payment – Counter |
Free – unlimited transactions |
|
Bill Payment – Online |
Free – unlimited transactions |
|
Stop Payments |
$10.00 |
|
Certified Cheques |
$10.00 |
|
NSF Cheques / Pre-authorized Payments |
$50.00 |
|
Transfers to cover Overdraft if done by the Credit Union |
$7.00 |
|
Telephone Transfers |
Free – unlimited transactions |
|
Personalized Cheques |
50 Free per Year |
|
Unauthorized Overdraft & / or going over Limit of Authorized Overdraft or Line of Credit |
$25.00 |