Let us help you bridge your financial gap.

GHCU offers personal loans for a variety of different purposes. Whether you want to refinance credit card debt, purchase a new car, take a family vacation, or pay for school — we’re here to help.

We offer a a variety of loan lengths, payment options, and rates.

Personal Loans Fixed

Type
Term
Rate
General (any purpose)
1 year
7.50% ‒ 10.45%
2 year
7.50% ‒ 10.45%
3 year
7.50% ‒ 11.20%

Personal Line of Credit

Type
Rate

RRSP Line of Credit

4.70% (if RRSP deposit here)

Christmas Line of Credit

5.45% September to January

Student Line of Credit

5.40%

Home Improvement LOC

5.70%

Unsecured Line of Credit

11.45%

Secured Line of Credit

4.70% ‒ 10.70%

Unauthorized Overdrafts

19.95%

Personal Loans Variable

Type
Rate

General (any purpose)

6.00% ‒ 10.70%

Consolidation (variable only)

11.70%

Fully Secured by Savings

4.70%

Fully Secured Other

(to be determined upon application minimum of 7.25%)

RRSP Catch Up Loan

Variable Rate: 5.25%
Fixed Rate: 6.20%

PERSONAL LOANS

Monthly Payment Calculator

This form will calculate the estimated monthly payment given a loan amount, loan term, and annual percentage rate.