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Products & Services

Chequing Account

The credit union offers full-service chequing accounts for your everyday financial needs including cheque writing and automatic withdrawals and deposits. You can save on monthly transaction fees and personal cheques by signing up for our affordable chequing package.

Click here to view our product and services guide fees.

Savings Accounts

Every day savings accounts let you finance the way you want. With no minimum balance required, interest is always being earned. Have peace of mind in knowing that your deposits are insured for up to $250,000 by Deposit Insurance Corporation of Ontario (DICO). RRSP, RRIF and TFSAs have unlimited insurance.

  • Standard Savings Accounts
  • US Savings Accounts
  • Youth & Student Savings Accounts
  • Investment Savings
  • Golden Age Savings Account (60+)



Save It Up Program

Saving money has never been simpler. You can round your purchases up to the next $1, $5, or $10. The spare change from your purchase will be set aside in a separate savings account. You will be surprised to see how fast your savings grow.

Visit a branch for the initial set up.

GHCU Debit Card

Golden Horseshoe Credit Union is part of the Exchange ATM Network. This network is the only surcharge free ATM Network in Canada. To find an Exchange ATM near you, use the ATM locator.

Visit a branch and get your GHCU debit card today!

Online Service

When you sign up for online service, you’re signing up for financial freedom. Check your account balance, transfer funds or pay bills, and transfer funds to another FI in Canada.

Visit a branch to set up your online service access.

To log in, click here



Payroll Deductions

An automatic deposit into any account is a great way to save and make loan payments. You have the option to accumulate savings for RRSPs, Tax-Free Savings Deposits, and GIC Term Deposits. Ask us how we can help you set up a Pre-Authorized Debit.


When you have a portion of your pay deposited to the credit union we waive all online service fees. Pay your bills without additional costs.


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